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Kapital Odin · FinPilot · Russia

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FinPilot — Management Accounting and Treasury with an AI Agent

Kapital Odin's flagship product: cash flow, P&L and balance sheet from ERP and banks, a payment calendar, payment approvals and an AI agent, in the cloud or on the company's own server.

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Kapital Odin · FinPilot: desktop screenshot
Kapital Odin · FinPilot: mobile screenshot

// Results

of cash forecast with cash gaps flagged ahead
13 weeks
integrations: banks, ERP, marketplaces, POS and CRM
40
to connect ERP and banks
1–3 days

// How it works

  • Demo company overview: cash on accounts, 90-day balance forecast and a cash gap
    Demo company overview: cash on accounts, 90-day balance forecast and a cash gap
  • Payment calendar: a cash gap in 53 days and three ways to close it
    Payment calendar: a cash gap in 53 days and three ways to close it
  • What-if scenarios: four scenarios and a 30M RUB credit-line tranche
    What-if scenarios: four scenarios and a 30M RUB credit-line tranche
  • Loans and covenants: Debt/EBITDA, DSCR and remaining debt capacity
    Loans and covenants: Debt/EBITDA, DSCR and remaining debt capacity
  • Integrations: ERP, e-documents and bank APIs synced on a schedule
    Integrations: ERP, e-documents and bank APIs synced on a schedule

What we built

Next Robot built FinPilot on Next.js with a single-file SQLite database. Connectors pull ledger entries, bank statements and marketplace reports on a schedule, and rules assign each transaction to an item, project and cost center. The calculation engine builds cash flow, P&L, the management balance sheet, the payment calendar and scenarios, and tracks the loan portfolio with covenants. The AI agent answers from the accounting data: the engine does the math, the model picks the tools and explains the result. The same build runs in the Kapital Odin cloud and on the company's own server with a local model.

  • Connectors to ERP, bank APIs, marketplaces, POS systems, fiscal data operators, CRM and ads: 40 scheduled integrations
  • Cash flow, accrual or cash-basis P&L, management balance sheet and group consolidation across legal entities
  • Payment calendar with a daily balance forecast and suggestions for closing a cash gap
  • Payment requests with approval routes, budget control and Telegram buttons

// Stack

  • Next.js
  • SQLite
  • ERP
  • Bank APIs
  • Local LLM
  • MCP server
// How it works

Step by step

  1. #01

    Connect the data

    The company connects ERP via OData, banks via API, and marketplaces and POS systems with tokens. Any other bank loads through a standard statement file. FinPilot works with the data in read-only mode.

  2. #02

    Allocation and reports

    Rules set the item, project and cost center from the payment purpose, tax ID, account and amount. The engine builds cash flow, P&L and the management balance sheet for the whole group, and one switch removes intra-group turnover.

  3. #03

    Forecast and cash gap

    The payment calendar combines planned payments, approved requests, recurring payments, loan schedules and expected debtor payments based on each debtor's actual payment record. A cash gap shows up ahead of time, with three ways to close it: move payments, speed up collections or model a loan tranche.

  4. #04

    Approvals and control

    An employee creates a payment request, and it follows a route set by amount and expense item. The approver sees the remaining budget and cash on the payment date and decides in the workspace or with Telegram buttons. After a day of waiting the request gets a reminder, and after three days it escalates to the owner.

  5. #05

    AI agent and loan support

    The CFO asks the agent about cash, debtors and covenants. The model calls calculation-engine tools and explains the result, and every figure has a source. On the same data the Kapital Odin team services the client's loans: payments, covenants, bank reporting and refinancing.

// FAQ

Questions and answers

What is FinPilot?

FinPilot is a management accounting and treasury service and the flagship product of Kapital Odin. Next Robot built it end to end: connectors to ERP, banks and marketplaces, cash flow, P&L and balance sheet reports, a payment calendar, payment approvals, budgets, scenarios, a loan portfolio with covenants and an AI agent. The workspace has 16 modules and six roles with a permission matrix. FinPilot runs in the Kapital Odin cloud or on the company's own server.

How does FinPilot forecast cash gaps?

The payment calendar calculates the balance for every day: planned payments, approved and pending requests, recurring payments, loan schedules and expected debtor payments based on each debtor's actual payment record. The cash flow forecast covers 13 weeks and 12 months. When the balance drops below zero, the calendar shows the gap date and three ways to close it. What-if scenarios shift revenue, cost and payment-term drivers, add tranches and purchases, and compare the results on one chart.

Which technologies and integrations power FinPilot?

Next Robot built FinPilot on Next.js with a single-file SQLite database that stores amounts in kopecks. ERP systems connect via OData or a data-intake API, banks via the APIs of Sber, T-Bank, Alfa-Bank, Tochka, Modulbank and Raiffeisenbank or through statement files. Connectors also cover Wildberries, Ozon, Yandex Market, MoySklad, e-document exchange, POS systems, fiscal data operators, CRM and ad accounts, and central bank exchange rates load once a day. The AI agent runs on a cloud model or on a local one through Ollama or vLLM. An open REST API and an MCP server bring the data into Claude, ChatGPT and in-house agents.

How can a company get a similar system from Next Robot?

Next Robot builds management accounting, treasury and AI-agent systems for finance teams, like FinPilot for Kapital Odin. An engineer replies to a request within 24 hours. A free AI audit call then maps processes, data and systems, for example ERP, banks, budgets and approval routes. Next Robot then proposes a fixed-price pilot with KPIs. An NDA is available on request.

// Next case
// Your project

Let's build this for you

Describe the task. An engineer replies within 24 hours with a plan and an estimate.

  • Free AI audit
  • Fixed-price pilot
  • NDA on request